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mfloyd@LifestylesSantaCruz.com
Kim Floyd, Realtor and Michael Floyd, GRI
David Lyng Real Estate
Representing home buyers and sellers in Santa Cruz, Capitola, Aptos, Monterey, Carmel, Los Gatos.
Search for homes, investment property, short sales and foreclosure property using our homefinder tools that let you search the multiple listing service (MLS), property tax database, and public postings from services including craigslist, all from one convenient Web page.
Contact us with any questions on the following topics:
Abstract of title
Acknowledgment
Acre - A measure of land
Ad valorem tax
Adjustable rate mortgage (ARM)
Administrator/Administratrix
Adverse possession
Agency, Real estate, Agent, Real estate
Allodial, Allodium
American Land Title Association (ALTA)
Amortization
Amortization schedule
Amortization calculator
Real estate Appraisal
Appraised value - An estimate of the present worth of a property
Appreciation
Arrears
Assessment
Assessed value - The value set upon a property for taxation purposes
Assignment of contract
Assumable loan
Assumption of mortgage
Property cost basis
Buyer's agent in real estate
Bundle of Rights
Capital gain
Capitalization rate
Chain of title
Cloud on title
Closing costs
Closing, Real estate
Commercial property
Community property
Community land trust
Comparable home sales
Condominium
Conservation land trust
Contingency in real estate contract
Contract of sale of real estate
Contract for deed
Conventional mortgage
Conveyancing or conveying real estate title
Deed
Deed of trust
Deficiency Judgement
Depreciation
Documentary tax stamps
Dominion Land Survey
Double closing
Due-on-sale clause
Earnest money
Easement
Eminent domain
Encroachment
Encumbrance
Equitable title
Equity
Escrow
Escrow payment
Estate (law) and Estate (house)
Estate agent
Estate for years
Exclusive Agency Agreement
Exclusive Right to Sell Agreement
Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac)
Federal National Mortgage Association (FNMA or Fannie Mae)
Federal Housing Administration (FHA)
Fee simple
Fixer-Upper
Flat-fee MLS
Freehold
Foreclosure
Gentrification
Good faith estimate
Government National Mortgage Association (GNMA or Ginnie Mae)
Grant deed
Green belt
Hard money loan
Hard money lenders
Heirs and assigns
Home Equity Line of Credit
Home inspection
Homeowners association
Housing association
Housing bubble
Housing tenure
Immovable property
Impound account
11th district cost of funds index (COFI)
Installment land contract
Installment sale
Institute for Community Economics
Insured mortgage
Interest rate
Internet Data Exchange (IDX)
Joint and several liability
Joint tenancy
Land bank
Land banking
Land lease
Land registration
Land trust
Land Trust Alliance
Landlord
Law of Agency
Lease-option
Leasehold
Leaseback
Lien
Life estate
Liquidated damages
Lis pendens
Listing contract
Loan-to-value ratio
Lot
real estate competitive market analysis (CMA)
Market value of your home
Marketable title
Mechanic's lien
Mortgage
Mortgage broker
Mortgage Guaranty Insurance Corporation (MGIC)
Mortgage insurance
Multiple Listing Service (MLS)
MLS (Flat fee)
National Association of Realtors (NAR)
Niche real estate
Open listing - or Open Agency
Origination fee
Other Real Estate Owned (OREO)
Owner-built home
Owner-occupancy
Performance mortgage
Periodic tenancy
Plat map
Pocket listing
Pricing your home
Private equity real estate
Proration
Public housing
Public Land Survey System
Purchase money mortgage
Quiet title proceeding
Quit claim deed
Real estate related news
Real estate agent, Real estate agency
Real estate broker, Real estate brokerage
Real estate developer
Real estate economics
Real estate grants
Real estate investment trust (REIT)
Real estate lawyer
Real estate salesperson
Real Estate Settlement Procedures Act (RESPA)
Real estate trends
Real property
Realtor
Recording title
Recourse note
Rent To Own
Second mortgage
Secondary mortgage market
Seller agency
SOIR
Specific performance
Speculation
Squatter's rights
Starter home
Stigmatized property
Sub-agent
Sublet
Subject-to
Subordination (finance)
Sweat equity
Tenancy in common
Tenancy by the entirety
Tenant
Theory of Value
Title
Title insurance
Torrens title
Truth in Lending Act
United States housing bubble
Urban sprawl
Urban Land Institute
Value Theory
Walk through, final inspection of property prior to closing
Warranty deed
property zoning
mortgage meltdown